How do I open a business account?

Visit any Centreville Bank branch, the business accounts webpage, or contact us to get started. We'll walk you through what to bring and help you choose the right account.

Which business account is right for my business?

It depends on your size, balances and monthly transaction volume. Contact us and our team will help you compare options and choose the best fit.

Where are your branches located?

We have locations across Rhode Island and eastern Connecticut. Use our locations page to find the branch nearest you.

What comes standard with a business checking account?

Most business checking accounts include access to business online banking, bill pay, mobile banking, eStatements and a business debit card, subject to applicable terms and eligibility requirements.

How can I avoid the monthly maintenance fee?

Most accounts waive the monthly fee depending on the account selected and satisfaction of applicable balance or relationship requirements. Check the account's page for details.

Are unlimited transactions available?

Yes. Business Elite Checking includes unlimited transactions, so you don't have to watch a monthly counter.

What business savings accounts do you offer?

Business Advantage Savings, Business Elite Savings and Business Elite Money Market.

What is a business money market account?

Business Elite Money Market gives you the flexibility to access your funds while earning tiered interest.

What business cards do you offer?

A Debit Mastercard® BusinessCard® for any business checking account, plus Business Visa® Credit Cards with a low introductory rate, cash back, and rewards options.

Are additional employee cards free?

Additional employee cards are currently available at no annual fee. Other fees may apply; see applicable card disclosures.

How am I protected against card fraud?

Business Visa® credit cards include Zero Fraud Liability*, and the Debit Mastercard® BusinessCard® includes card fraud monitoring and identity theft resolution services. Certain conditions and limitations apply. Refer to applicable cardholder agreements and program disclosures for details.

Where can I use my business debit card?

Anywhere Mastercard® is accepted, for ATM, PIN and signature-based transactions.

What types of business loans do you offer?

Commercial Real Estate mortgages, lines of credit, term loans and SBA loans.

Who can apply for a business loan?

Small businesses, large enterprises, non-profits and municipalities.

Who makes the lending decisions?

Local decision-making by our Rhode Island team.

What can I use a business line of credit for?

Working capital, seasonal needs and equipment purchases, allowing you to draw funds as needed, subject to the terms of your line of credit.

How do I get started with a business loan?

Contact our business lending team, the Small Business Resource Center on our website, or visit a branch and we'll help you find the right fit.

What cash management services do you offer?

Receivables and payables solutions, cash flow and liquidity tools including sweeps, and fraud prevention such as Positive Pay and ACH Positive Pay.

What is Positive Pay?

Positive Pay matches transactions that clear your account against your records, flagging exceptions so you can make pay-or-return decisions.

What can I do with business online banking?

Account transfers, Zelle® payments, remote check deposit, eStatements and money management tools.

Does my business qualify for cash management services?

Many businesses may be eligible. Our cash management team can review your needs and recommend appropriate solutions.

Business Banking FAQs | Centreville Bank

Common Questions

Frequently Asked Questions

Quick answers to what business customers ask most. Need more help? Contact our team.

Disclosure:
Elan® Financial Services provides Zero Fraud Liability for unauthorized transactions. Cardholder must notify Elan® Financial Services promptly of any unauthorized use. Certain conditions and limitations may apply. The creditor and issuer of these cards is Elan® Financial Services, pursuant to separate licenses from Visa® U.S.A. Inc., and Mastercard® International Incorporated. Mastercard® is a registered trademark, and the circles design is a trademark of Mastercard® International Incorporated.

All loans or Credit Cards are subject to approval and program requirements.

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