How do I open a commercial account?

Visit any Centreville Bank branch or contact us to get started. We’ll walk you through what to bring and help you choose the right account.

Which commercial account is right for my business?

It depends on your size, balances and monthly transaction volume. Contact us and our team will help you compare options and choose the best fit.

What commercial checking accounts are available?

Business Enterprise Checking, Business Advantage Checking and Business Elite Checking, so you can match the account to your size and transaction volume.

How can I avoid the monthly maintenance fee?

Most accounts waive the monthly maintenance fee when you maintain the required minimum daily balance. Some accounts also allow combined balances to qualify. Requirements vary by account, so please refer to each account page for specific details.

What commercial savings accounts do you offer?

Business Advantage Savings, Business Elite Savings and Business Elite Money Market.

How are interest rates determined for my savings account?

Interest rate structures vary by account. Contact us or visit your local branch for current rates and account details.

What commercial cards do you offer?

A Debit Mastercard® BusinessCard® for any business checking account, plus Business Visa® Credit Cards with low introductory rates, cash back and rewards options.

Are additional employee cards free?

Additional employee cards are currently available at no annual fee. Other fees may apply; see applicable card disclosures.

How am I protected against card fraud?

Business Visa® credit cards include Zero Fraud Liability*, and the Debit Mastercard® BusinessCard® includes card fraud monitoring and identity theft resolution services. Certain conditions and limitations apply. Refer to applicable cardholder agreements and program disclosures for details.

Where can I use my commercial debit card?

Anywhere Mastercard® is accepted, for ATM, PIN and signature-based transactions.

What commercial lending options do you offer?

Commercial mortgages, lines of credit and term loans.

What can I use a commercial line of credit for?

Flexible access to capital for short-term needs, so you’re ready to act on an opportunity or an unexpected expense.

What can I finance with a commercial term loan?

Plans like business expansion, equipment upgrades and technology investments, with the stability of a set term.

What can I use a commercial mortgage for?

Purchasing, building or refinancing commercial real estate.

How do I get started with commercial financing?

Contact our commercial lending team or visit a branch and we’ll help you find the right fit.

What cash management services do you offer?

Receivables and payables solutions, cash flow and liquidity tools including sweeps, and fraud prevention such as Check and ACH Positive Pay.

Does my business qualify for cash management services?

Many businesses may be eligible. Our cash management team can review your needs and recommend appropriate solutions.

What is Positive Pay?

Positive Pay matches the transactions that clear your account against your records, flagging exceptions so you can make pay-or-return decisions in Business Online Banking.

What can I do with commercial online and mobile banking?

Account transfers, Zelle® payments, remote check deposit, eStatements and money management tools.

Is commercial online and mobile banking secure?

Commercial Online and Mobile Banking includes security features designed to help protect your accounts and information. While no system can guarantee absolute security, we use multiple safeguards and encourage customers to follow recommended security practices to help protect their accounts. Contact us for more information about available security features.

Commercial Banking FAQs | Centreville Bank

Common Questions

Frequently Asked Questions

Quick answers to what commercial customers ask most. Need more help? Contact our team.

Disclosure:
*Elan® Financial Services provides Zero Fraud Liability for unauthorized transactions. Cardholder must notify Elan® Financial Services promptly of any unauthorized use. Certain conditions and limitations may apply. The creditor and issuer of these cards is Elan® Financial Services, pursuant to separate licenses from Visa® U.S.A. Inc., and Mastercard® International Incorporated. Mastercard® is a registered trademark, and the circles design is a trademark of Mastercard® International Incorporated.

All loans or Credit Cards are subject to approval and program requirements.

Zelle^® and the Zelle^® related marks are wholly owned by Early Warning Services®, LLC and are used herein under license.

Online banking features are subject to enrollment, account eligibility, and applicable terms and conditions. Not all services are available for all accounts.

Commercial Banking FAQs

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