FDIC-Insured—Backed by the full faith and credit of the U.S. Government
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Tell Us Your Needs
Talk through your accounts with our commercial cash management team.
Fraud Prevention Solutions
Add transaction-level protection to checks and ACH transactions that clear.
Cash Management
Greater visibility, more control
Payment fraud is a real threat to commercial accounts, but the right controls keep you in command. Our Fraud Prevention Solutions help you monitor your accounts, enhance operational efficiency and help reduce the risk of fraud-related losses. Eligible checks and ACH transactions presented against covered accounts are compared to information you provide. Combined with online security controls, user entitlements and customizable account alerts, you gain greater visibility into account activity and fraud risks, backed by a local team across Rhode Island and eastern Connecticut.
Solutions
- Check Positive Pay
- ACH Positive Pay
- Online Banking Security Controls & Alerts
Why It Helps
- Fewer losses from payment fraud
- Stronger account security
- Better visibility and faster decisions
Getting Started
How It Works
Adding fraud protection to your accounts is straightforward.
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Set Your Controls
We configure Check and ACH Positive Pay for your covered accounts.
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Monitor and Decide
Review flagged items and make pay-or-return decisions online.
Common Questions
Fraud Prevention FAQs
Common questions about how Positive Pay works and enrolling.
Positive Pay checks transactions clearing your account against your records and flags any exceptions for your review before they post.
Along with Check and ACH Positive Pay, Commercial Online Banking gives you security controls, user entitlements and customizable account alerts, so you get greater visibility into account activity and potential fraud risks.
No. You can enroll in Check Positive Pay only, ACH Positive Pay only or both, based on how your business runs.
You review presented and exception items in Commercial Online Banking, where you make pay-or-return decisions.
Get Started
Protect Your Business
Contact our commercial cash management team to add fraud protection to your accounts.
Contact Us
Disclosure:
Services, system capabilities, and enrollment requirements vary by account type and treasury management configuration. Fees may apply.
Fraud prevention tools help reduce risk but cannot eliminate all instances of fraud or unauthorized transactions.