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Gather Documents
Have your financial documents and ID ready before you apply.
Home Equity Line of Credit
Access your home's equity when you need it, with the flexibility of a HELOC.
Home Lending
Flexibility when it counts
Long projects and big surprises often mean unexpected expenses. A Home Equity Line of Credit (HELOC) gives you flexible access to funds when you need them, allowing you to borrow against the equity in your home and use only what you need. With a local team across Rhode Island, Massachusetts, and eastern Connecticut, you'll have guidance to help you make the most of your HELOC.
HELOC Features
- Flexible access to your home’s equity
- Draw on funds as unexpected expenses come up 1
- Access equity you've already built in your home
Common Uses
- Long-term home improvement projects
- Unexpected or emergency expenses
- Bridging financial hurdles as they arise
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Talk to a Lender
Connect with our lending team to review your options.
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Access Your Funds
Draw on your line whenever you need it. ¹
Common Questions
HELOC FAQs
Answers about accessing your home's equity with a HELOC.
A HELOC lets you access the equity you've built in your home through a revolving line of credit that you can use as needed, subject to available credit and loan terms.
Long-term home improvement projects, unexpected expenses, or other financial hurdles as they come up. 1
A HELOC gives you a flexible line of credit to draw on as needed, while a Home Equity Loan provides a lump sum with a fixed monthly payment. 1
Visit your local branch or contact a loan officer to discuss your options.
Get Started
Access Your Home's Equity
Contact our personal lending team to see if a HELOC is right for you.
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Disclosure:
1All loans are subject to credit approval and property eligibility requirements. The amount you can borrow at any time is based on your credit limit and will be reduced by any outstanding balance. Most HELOCs feature variable interest rates that may change over time.