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Build Your Retirement Savings

Retirement Savings

Build Savings for the Years Ahead

Planning for retirement looks different for everyone. Whether retirement is still years away or getting closer, setting aside money consistently can help you prepare for the future you envision. An Individual Retirement Account (IRA) can be a valuable addition to your retirement savings strategy. Centreville Bank offers both Traditional and Roth IRAs, giving you options that may provide tax advantages while helping you save for retirement. Our team can help you understand the differences and choose the account that best fits your goals.

Compare IRAs

Which IRA is right for you?

Traditional IRA

Save for retirement while enjoying potential tax benefits today.

  • Potential for tax-deductible contributions
  • Earnings grow tax-deferred until qualified withdrawal
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Roth IRA

Prepare for a retirement where your earnings grow tax-free.

  • Qualified earnings may grow tax-free
  • Funded with after-tax dollars
  • Flexible withdrawal features compared to Traditional IRAs
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Plan Ahead

See How Your Savings Could Grow

Retirement planning starts with understanding where you are today. Use our financial calculators to estimate how regular contributions may help support your long-term savings goals.
See Calculators
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Common Questions

IRA FAQs

Answers to common questions about Traditional and Roth IRAs at Centreville Bank.

More Solutions

More Ways to Save

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Personal Savings

Explore savings accounts for every goal, short-term and long.

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Certificates of Deposit

Choose a term that works for your timeline and earn a fixed rate for the life of the CD.

Explore CDs
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Personal Premium Money Market

Pair a premium rate with the flexibility to access your funds.

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Rates

See current rates on IRAs, CDs and other Centreville Bank deposit products.

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Disclosure:
Annual contribution limits apply to the combined total of all Traditional and Roth IRA contributions.

Eligibility, contribution limits, deductibility, and tax treatment are subject to IRS rules and individual circumstances. Consult a qualified tax advisor regarding your specific situation.

A Roth IRA is funded with after-tax dollars. Qualified earnings and withdrawals may be tax-free if IRS requirements are met.

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