How much can my business qualify for?

The amount depends on your franchise, your financials and the purpose of the loan. Our commercial lending team will review your goals and walk you through your options.

What financial documents will I need to provide?

We typically ask for business and personal financial statements, tax returns and your franchise agreement or FDD. We will share the full checklist for your situation.

What will the interest rate, term and payment be?

Every business is unique, so your rate, loan term, and payment amount are tailored to your financing needs and business profile. Our team will work with you to find a solution that fits your goals and budget. Contact us today to discuss your options and receive personalized financing information.

What can the loan proceeds be used for?

Franchise financing commonly supports expansion, additional locations, remodeling, refinancing, acquisitions and startup or multi-unit growth.

Will collateral or a personal guarantee be required?

Requirements depend on the loan and your situation. Our commercial lending team will explain what applies during your consultation.

Aerial view of a commercial construction site with steel building framework and excavators

Franchise Financing

Financing built for established franchise owners ready to expand, remodel or refinance.

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Commercial Lending

A partner in your franchise

When you invest in a franchise, choosing the right banking partner matters as much as choosing the right franchise. As a local mutual bank with nearly 200 years of history, we bring a commitment to sound lending and long-term relationships. Our team has real experience financing franchise businesses, so we understand franchise systems, franchise agreements and how to structure financing around your goals. You work with responsive professionals from your first conversation through closing and beyond. As of December 31, 2025, our commercial loans topped $1.6 billion.

Why Centreville