FDIC-Insured—Backed by the full faith and credit of the U.S. Government
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Review Your Cash
Tell our Cash Management/Commercial Banking Specialist team about your accounts.
Cash Flow Optimization
Automate liquidity and put every dollar to work across your accounts.
Cash Management
Make every dollar work harder
Cash Flow Optimization helps businesses manage liquidity more efficiently by automating the movement of funds between eligible accounts and consolidating cash balances. Solutions such as investment sweeps, line of credit sweeps, zero balance accounts, target balance accounts, business savings accounts, and CDs can help support liquidity management, streamline account structures, and enhance reporting and cash forecasting capabilities.
Solutions
- Business Savings & CDs with options for enhanced FDIC coverage1
- Automated Investment Cash Sweep 2
- Automated Line of Credit Sweep
- Zero & Target Balance Accounts 3
- Target Balance Sweeps & Cash Consolidator 4,5
Why It Helps
- Greater back-office efficiency
- Improves account structure and reporting
- Modern money movement and forecasting
- Simplifies Liquidity Management
Getting Started
How to Get Started
Putting commercial cash flow tools to work is straightforward.
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Design Your Setup
We’ll help identify solutions that align with your business needs.
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Put It to Work
Enroll and start streamlining your day-to-day operations.
Common Questions
Cash Flow Optimization FAQs
Common questions about eligibility and enrolling.
Contact our Cash Management/Commercial Banking Specialist team and we’ll walk you through setup for your accounts.
Eligibility varies by service and account type. Contact us and we’ll review your accounts to see if they’re eligible.
Get Started
Optimize Your Cash Flow
Contact our Cash Management/Commercial Banking Specialist team to optimize your liquidity.
Contact Us
Disclosure:
1 Options may be available to provide access to additional FDIC insurance coverage through qualifying deposit placement programs, subject to program terms and applicable limits.
2 Automated Investment Cash Sweep is an investment sweep linked to business checking to maximize interest income
3 Zero & Target Balance Accounts is an automated sweep between checking accounts to pool cash or automate funding.
4 Target Balance Sweeps are an automated feature of a sweep account that maintains a desired cash balance in a checking account by transferring excess funds to an interest-bearing account. This daily transfer process is triggered by a predetermined target balance, ensuring operational funds are readily available while also maximizing earnings on surplus cash.
5 Cash Consolidator is an online tool that automates the consolidation of cash with one-stop visibility and reconciliation from all banking relationships. Customers with access to the service link their external deposit accounts via a Plaid integration. Each linked account is set up with a target balance which triggers an automated sweep from the external account into their Centreville Bank operating account.