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Start your application anytime through our secure online portal.
Refinance Your Home
Explore refinancing options that may help you adjust your rate, change your loan term, or access available home equity.
Home Refinancing
Refinancing your home
Refinancing your home may provide an opportunity to adjust the terms of your existing mortgage based on your financial goals and eligibility. Depending on your circumstances, refinancing may help you obtain a different interest rate, change your loan term, or access available home equity. Centerville Bank offers refinancing options for 1-4 family primary residences, second homes, investment properties, condominiums and land loans.
Apply online through our secure portal or speak with an experienced loan officer for guidance throughout the application process. We serve homeowners in Rhode Island, Massachusetts, and Connecticut.
Why Refinance
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Explore options that may help reduce your interest rate
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Change your loan term to better align with your financial objectives
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Access available equity in your home, if eligible
What You Get
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Apply online through our secure application portal
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Support from a dedicated loan officer throughout the process
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Local loan decision-making and personalized service
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A variety of refinancing options and loan terms
How It Works
We're here to help
Connect with a local loan officer who can guide you through the refinancing process.
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Meet Your Officer
A dedicated loan officer guides you through every step.
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Close Your Loan
Benefit from a streamlined lending experience and local decision making.
Common Questions
Refinance FAQs
Quick answers about costs, credit and how refinancing works.
There is no charge to submit a loan application. Additional fees, such as appraisal, credit report, title, and closing costs, may apply and will vary based on the loan and property.
We offer a variety of loan options, and the credit criteria vary depending on the loan type.
We refinance 1-4 family primary residences, second homes, investment properties, condominiums, and land loans.
Apply anytime through our secure online portal or reach out to one of our experienced loan officers who will guide you from application to closing.
Ready to Refinance?
Let’s get you started
Change to apply online or connect to a loan officer to talk through your options.
Disclosure:
*All loans are subject to credit approval and property eligibility requirements. Rates are subject to change without notice. Actual rate, terms, and loan approval are based on credit qualifications, property type, loan-to-value ratio, occupancy, and other underwriting factors.