Personal Deposit Rates
Certificates of Deposit (CD)^
| Product | Minimum Balance to Earn APY | Regular APY1 | Premium APY1,2 |
|---|---|---|---|
| 3-Month | $1,000.00 | 2.75% | 3.00% |
| 6-Month | $1,000.00 | 2.50% | 2.75% |
| 9-Month | $1,000.00 | 2.50% | 2.75% |
| 1-Year | $1,000.00 | 2.50% | 2.75% |
| 18-Month | $1,000.00 | 2.25% | 2.50% |
| 2-Year | $1,000.00 | 2.50% | 2.75% |
| 3-Year | $1,000.00 | 2.25% | 2.50% |
| 4-Year | $1,000.00 | 2.25% | 2.50% |
| 5-Year | $1,000.00 | 2.25% | 2.50% |
| 5-Year Burial Certificate | $200.00 | 0.49% | 0.49% |
| 7-Month CD Special (New Money)* | $1,000.00 | 4.00% | 4.25% |
| 15-Month CD Special ($10,000 New Money)* | $1,000.00 | 4.00% | 4.25% |
Minimum Balance to Earn APY
Regular APY1
Premium APY1,2
Minimum Balance to Earn APY
Regular APY1
Premium APY1,2
Minimum Balance to Earn APY
Regular APY1
Premium APY1,2
Minimum Balance to Earn APY
Regular APY1
Premium APY1,2
Minimum Balance to Earn APY
Regular APY1
Premium APY1,2
Minimum Balance to Earn APY
Regular APY1
Premium APY1,2
Minimum Balance to Earn APY
Regular APY1
Premium APY1,2
Minimum Balance to Earn APY
Regular APY1
Premium APY1,2
Minimum Balance to Earn APY
Regular APY1
Premium APY1,2
Minimum Balance to Earn APY
Regular APY1
Premium APY1,2
Minimum Balance to Earn APY
Regular APY1
Premium APY1,2
Individual Retirement Account (IRA) CD^
| Product | Regular APY(1) | Premium APY(1,2) |
|---|---|---|
| 1 Year | 2.50% | 2.75% |
| 18 Month | 2.25% | 2.50% |
| 2 Year | 2.50% | 2.75% |
| 3 Year | 2.25% | 2.50% |
| 4 Year | 2.25% | 2.50% |
| 5 Year | 2.25% | 2.50% |
Regular APY(1)
Premium APY(1,2)
Regular APY(1)
Premium APY(1,2)
Regular APY(1)
Premium APY(1,2)
Regular APY(1)
Premium APY(1,2)
Regular APY(1)
Premium APY(1,2)
Regular APY(1)
Premium APY(1,2)
1Annual Percentage Yield (APY) is subject to change at any time without notice. A penalty may be imposed for early withdrawal. Fees may reduce earnings. Offer may be withdrawn at any time without notice. For IRA accounts: 1) please consult your tax advisor; 2) additional IRS Penalties may apply; 3) Minimum Balance to open an IRA account is $500.00; 4) Minimum balance to earn APY is $0.01.
2To obtain the Premium APY you must maintain a Personal Premium Checking or Personal Premium Money Market account (Deposit Account). If the Deposit Account is closed, the CD/IRA APY will default to the Regular CD/IRA APY in effective at account opening or last renewal, whichever is most recent.
*New Money: All funds deposited must be “New Money”. “New Money” is defined as funds not on deposit with Centreville Bank within the last 30 days.
Personal Premium Money Market~~
| Tier | Minimum Daily Balance to Earn APY | APY |
|---|---|---|
| 1 | $10,000 - $24,999.99 | 1.20% |
| 2 | $25,000 - $49,999.99 | 1.40% |
| 3 | $50,000 - $99,999.99 | 1.60% |
| 4 | $100,000 - $249,999.99 | 1.80% |
| 5 | $250,000 - $499,999.99 | 2.05% |
| 6 | $500,000 or greater | 2.30% |
Minimum Daily Balance to Earn APY
APY
Minimum Daily Balance to Earn APY
APY
Minimum Daily Balance to Earn APY
APY
Minimum Daily Balance to Earn APY
APY
Minimum Daily Balance to Earn APY
APY
Minimum Daily Balance to Earn APY
APY
High Yield Savings Account (New Money)*
| Tier | Minimum Daily Balance to Earn APY | APY |
|---|---|---|
| 1 | $2,500.00 - $49,999.99 | 2.00% |
| 2 | $50,000.00 - $99,999.99 | 2.25% |
| 3 | $100,000.00 or greater | 2.50% |
Minimum Daily Balance to Earn APY
APY
Minimum Daily Balance to Earn APY
APY
Minimum Daily Balance to Earn APY
APY
Personal Plus Savings Account#
| Tier | Minimum Daily Balance to Earn APY | APY |
|---|---|---|
| 1 | $2,500 - $49,999.99 | 0.05% |
| 2 | $50,000 - $99,999.99 | 0.05% |
| 3 | $100,000 or greater | 0.10% |
Minimum Daily Balance to Earn APY
APY
Minimum Daily Balance to Earn APY
APY
Minimum Daily Balance to Earn APY
APY
Personal Savings Account##
| Minimum Daily Balance to Earn APY | APY |
|---|---|
| $100.00 | 0.05% |
APY
Personal Premium Checking~
| Minimum Daily Balance to Earn APY | APY |
|---|---|
| $100.00 | 0.05% |