FDIC-Insured—Backed by the full faith and credit of the U.S. Government
1
Gather Documents
Have your ID and opening deposit of $25 ready.
Personal Checking
More benefits for your everyday banking
Personal Plus Checking combines convenient banking features with valuable relationship benefits. From reimbursed domestic ATM fees to home lending discounts and digital banking tools, this account is designed to help you get more from your Centreville Bank relationship.
Account Benefits
- Reimbursed domestic ATM Service Fees 1, 2
- Monthly maintenance fee waived with qualifying activities. 2
- Get a 0.25% rate reduction (with auto payment) on Home Equity Lines of Credit (HELOCs) and Home Equity Loans3
- Credit of $300 off closing costs when you receive a Centreville Bank residential first mortgage 3
- Complimentary first order of checks
Fees, Minimums & Standard Features
- Minimum to open: $25
- Monthly maintenance fee per statement cycle: $10 2
- Unlimited check writing
- Online Banking & Bill Pay 4
- Mobile Banking App & Mobile Check Deposit
- Touchless/tap Centreville Bank Debit Card
- Zelle™ 5
- Early Direct Deposit 6
- eStatements
- Credit score & credit monitoring
- Customizable account alerts
Getting Started
Open in Three Steps
Opening your Personal Plus Checking account is easy.
2
Connect With Us
Open online, visit a branch or contact our banking team.
3
Start Banking
Set up online banking, alerts and your debit card from day one. ⁴
Common Questions
Personal Plus Checking FAQs
Quick answers about this account’s benefits, features and fees.
Have qualifying direct deposits totaling $250 or more post and clear per statement cycle, or make an automatic payment from your Personal Plus Checking account to a Centreville Bank Home Equity Line of Credit or Home Equity Loan. 2
Yes. Avoid domestic ATM Service Fees whether you’re at a Centreville Bank ATM or somewhere else - fees are rebated monthly. 1,2
A 0.25% rate reduction (with auto payment) on Home Equity Lines of Credit and Home Equity Loans and a credit of $300 off closing costs when you receive a Centreville Bank mortgage, subject to credit approval. 3
Unlimited check writing, Online Banking and Bill Pay, our Mobile Banking App with Mobile Check Deposit, a touchless/tap Centreville Bank Debit Card, early direct deposit, Zelle®, eStatements, credit score and credit monitoring and customizable account alerts. 4, 5, 6
More Ways to Pay
Personal Credit Cards ⁷
Choose the card with the benefits that fit your lifestyle.
View Cards
Disclosure:
1 ATM Service Fee: Avoid these fees by using a Centreville ATM. ATM Fees may be refunded with; Personal Plus and Personal Premium Checking see specific product disclosures for details.
2 Qualifying Activities for the $10.00 monthly maintenance fee waiver and ATM Service Fee rebates include one of the following two options:
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$250+ in recurring Direct Deposits that post to, and clear from your account within a statement cycle. Recurring Direct Deposits are regular periodic electronic payments that occur as an automated clearing house (ACH) or real-time payment network credit from your employer or from an outside entity for example: payroll, pension, government payments (such as Social Security); recurring Direct Deposits do not include one-time deposits such as Person-to-Person deposits, PayPal® or Venmo® deposits, wire transfers, or funds transfers from another account. OR
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Auto-payment from your Personal Plus Checking account to a Centreville Bank Home Equity Line of Credit or Home Equity Loan.
3 All loans are subject to credit approval, underwriting standards, and property eligibility requirements. Rates, terms, and program availability may vary. Cannot be combined with any other offers.
4 Online and mobile banking services are subject to enrollment, account eligibility, and applicable terms and conditions. Not all services are available for all accounts. Message and data rates may apply.
5 Zelle® and the Zelle® related marks are wholly owned by Early Warning Services®, LLC and are used herein under license.
6 Early access to direct deposit funds depends on timing of payer submission and fraud prevention review and is not guaranteed.
7 All Credit Cards are subject to credit approval
Terms and Conditions apply please see our Deposit Account Agreement located here for more information.