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Talk to an Expert
Reach out to an experienced loan officer to talk through your plans.
Land Loans
Learn about financing options for eligible residential lots with guidance from a local lending team.
Home Financing
Financing for Eligible Residential Lots
Purchasing a residential lot is often an important planning step. Centreville Bank offers land financing programs for eligible properties. Our lending team can help explain available loan options, eligibility requirements, and the application process so you can determine whether a land loan meets your needs.
What We Offer
- Adjustable-rate financing options available.
- Loan options designed to support a variety of financing needs.
- Local experts to guide you from lot purchase to construction
- Competitive rates
Good to Know
- Down payment requirements apply.
- Property eligibility requirements apply.
- Perc test required if the lot will use a well or septic system.
- Additional documentation may be required depending on property characteristics.
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Intended for eligible residential property use.
NEXT STEPS
How to Get Started
Speak with a loan officer to learn about available financing options and requirements.
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Review Your Options
Review eligibility requirements, documentation needs and available financing options.
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Plan Your Build
Determine the next steps that align with your property and financing plans.
Common Questions
Land Loan FAQs
Quick answers about down payments, lot requirements and what comes next.
Down payment requirements vary based on program guidelines and may change. A loan officer can discuss current requirements and available options.
Certain properties may require additional documentation. A loan officer can explain applicable requirements.
Property eligibility requirements apply. Please contact a loan officer to discuss your specific property.
Eligible property types are subject to program guidelines. A loan officer can discuss property eligibility requirements.
Ready to Build?
Explore Land Financing Options
Contact our lending team to learn about available land financing programs, eligibility requirements and application steps.
Disclosure:
All loans are subject to application, credit approval, underwriting review and property eligibility requirements. Terms, conditions and program availability are subject to change without notice. Not all applicants will qualify.