What types of businesses do you finance?

We finance businesses across many industries, including manufacturing, distribution, healthcare, professional services, nonprofits, contractors and franchise businesses.

What can a commercial and industrial loan be used for?

Common uses include working capital, lines of credit, equipment purchases, inventory, business acquisitions, partner buyouts, expansion and owner-occupied real estate when appropriate.

What information will I need to apply?

We typically ask for business and personal financial statements, tax returns and details about the purpose of the financing. Our commercial lending team will share the full checklist for your situation.

How long does the approval process take?

Timing varies with the size and complexity of the request and how quickly documentation is provided. The process generally includes application, underwriting, approval and closing.

Why should I choose Centreville Bank for business financing?

You get local credit decisions, a relationship team that stays with you and the confidence of a financially strong mutual bank that has served this community for nearly 200 years.

Commercial & Industrial Loans

Financing for the equipment, inventory and growth that keep your business moving.

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Commercial Lending

A partner in your growth

Commercial and industrial lending helps business and property owners fund the things that move a company forward, from working capital and equipment to inventory, acquisitions and owner-occupied real estate. As a local mutual bank that has helped generations of businesses grow, we take the time to understand your business, your industry and your goals rather than run you through a formula. You work with experienced professionals from your first conversation through closing and beyond. As of December 31, 2025, our commercial loans topped $1.6 billion.

Why Centreville