FDIC-Insured—Backed by the full faith and credit of the U.S. Government
1
Gather Documents
Have your ID and opening deposit of $100 ready.
Personal Premium Checking
Accomplish more and take your checking relationship to the next level.
Personal Checking
Maximize your money’s potential
You’re a serious saver. If your money isn’t growing, that just means it isn’t working hard enough. Getting a deal isn’t about being cheap - it’s about the opportunity to accomplish more. You never miss a chance to keep you and your family secure and comfortable. That’s why we know you’ll appreciate our Personal Premium Checking account. With so many ways to maximize your money, this isn’t your ordinary checking account. And with 25+ locations across Rhode Island and eastern Connecticut, our personal banking team is always close by when questions come up.
Premium Benefits
- Reimbursement of non-Centreville Bank ATM Service fees1
- Complimentary checks, for select styles, and unlimited check writing
- Early direct deposit2
- Eligible for Centreville Bank Premium rates on CDs & IRAs. For more information see Centreville Bank’s Personal Deposit Rates
- Earn interest with a minimum daily balance of $100 or more
- $500 closing cost credit when you establish a Centreville Bank mortgage3
- 0.25% rate reduction (with auto payment) on Home Equity Line of Credit or Home Equity Loan4
Fees, Minimums & Standard Features
- Avoid a $25 monthly maintenance fee per statement cycle by maintaining a daily balance of $25,000 or more in combined deposit and consumer loan balances; excluding mortgages (collectively "Related Balances")5
- Minimum to open: $100
- Online Banking & Bill Pay
- Mobile Banking App & Mobile Check Deposit
- Zelle®6
- eStatements6
- Credit score & credit monitoring6
- Customizable account alerts6
- Tap Debit Card with uChoose Rewards® Program6
- Access to SavvyMoney®6
- Access to MX Money Management®6
Getting Started
Open in Three Steps
Opening your Personal Premium Checking account is easy.
2
Connect With Us
Open online, visit a branch or contact our personal banking team.
3
Start Banking
Set up online banking, alerts and your debit card from day one.
Common Questions
Personal Premium Checking FAQs
Quick answers about this account’s benefits, features and fees.
Maintain a daily balance of $25,000 or more in related balances5 to avoid the $25 monthly maintenance fee per statement cycle.
Yes. Earn interest by maintaining a minimum daily balance of $100 or more.
Funds from eligible recurring direct deposit transactions are generally made available up to two days earlier than the scheduled payment date. You will be automatically enrolled if you have an established recurring direct deposit set up on the account2.
A $500 closing cost credit when you establish a Centreville Bank mortgage and a 0.25% rate reduction (with auto payment) on a Home Equity Line of Credit or Home Equity Loan, subject to credit approval3.
Yes. Non-Centreville Bank ATM Service fees - fees imposed by other banks for ATM usage - are reimbursed.
More Ways to Pay
Personal Credit Cards
Choose the card with the benefits that fit your lifestyle.
View Cards
Disclosure:
1 ATM Service fees are fees imposed by other banks for ATM usage.
2 Early direct deposit is a feature in which the funds from eligible recurring direct deposit transactions are generally made available up to two days earlier than the scheduled payment date. Early access to direct deposit funds depends on timing of payer submission and fraud prevention review and is not guaranteed. You will be automatically enrolled if you have an established recurring direct deposit set up on the account.
3 Subject to credit approval. The $500 closing cost credit will be applied at closing. Available only for residential first mortgage loans; home equity loans and home equity lines of credit are excluded.
4 Subject to credit approval. The 0.25% rate reduction is contingent upon automatic payment being established from your Personal Premium Checking account at loan closing. If the account and/or the automatic payment is closed/discontinued, the discounted rate will cease and the original terms of the loan agreement will apply.
5Related accounts include: Savings, CD, IRAs, Checking, Home Equity Loan, or Home Equity Line of Credit accounts. Accounts are related pursuant to the tax reporting owner of the Personal Premium Checking account. With the exception of sole proprietorships, a personal account may not be related to a business account. Some fiduciary accounts may be related for this feature. For balance calculations, we use current balances for deposit accounts and the credit limit for Home Equity Loans and Home Equity Lines of Credit.
6Online and mobile banking services are subject to enrollment, account eligibility, and applicable terms and conditions. Not all services are available for all accounts. Message and data rates may apply.
Third-party trademarks (Zelle®, uChoose Rewards®, SavvyMoney®,MX Money Management®) service marks, and logos are the property of their respective owners.