Mortgage Loan Rates | Personal Deposit Rates | Business Deposit Rates
| Product | Minimum Balance to Earn APY | Regular APY1 | Premium APY1,2 |
|---|---|---|---|
| 3 Month | $1,000.00 | 3.25% | 3.50% |
| 6 Month | $1,000.00 | 3.00% | 3.25% |
| 9 Month | $1,000.00 | 2.75% | 3.00% |
| 1 Year | $1,000.00 | 2.75% | 3.00% |
| 18 Month | $1,000.00 | 2.50% | 2.75% |
| 2 Year | $1,000.00 | 3.00% | 3.25% |
| 3 Year | $1,000.00 | 2.75% | 3.00% |
| 4 Year | $1,000.00 | 2.50% | 2.75% |
| 5 Year | $1,000.00 | 2.50% | 2.75% |
| 5 Year Burial Certificate | $200.00 | 0.49% | 0.49% |
| 11 Month CD Special (New Money)* | $1,000.00 | 3.75% | 4.00% |
| 23 Month CD Special (New Money)* | $1,000.00 | 3.50% | 3.75% |
| Product | Minimum Balance to Earn APY | Regular APY1 | Premium APY1,2 |
|---|---|---|---|
| 1 Year | $500.00 | 2.75% | 3.00% |
| 18 Month | $500.00 | 2.50% | 2.75% |
| 2 Year | $500.00 | 3.00% | 3.25% |
| 3 Year | $500.00 | 2.75% | 3.00% |
| 4 Year | $500.00 | 2.50% | 2.75% |
| 5 Year | $500.00 | 2.50% | 2.75% |
1Annual Percentage Yield (APY) is subject to change at any time without notice. A penalty may be imposed for early withdrawal. Fees may reduce earnings. For IRA accounts please consult your tax advisor. Additional IRS Penalties may apply. Offer may be withdrawn at any time without notice.
2To obtain the Premium APY you must maintain a Personal Premium Checking or Personal Premium Money Market account (Deposit Account). If the Deposit Account is closed, the CD/IRA APY will default to the Regular CD/IRA APY in effective at account opening or last renewal, whichever is most recent.
*New Money: All funds deposited must be “New Money”. “New Money” is defined as funds not on deposit with Centreville Bank within the last 30 days.
2To obtain the Premium APY you must maintain a Personal Premium Checking or Personal Premium Money Market account (Deposit Account). If the Deposit Account is closed, the CD/IRA APY will default to the Regular CD/IRA APY in effective at account opening or last renewal, whichever is most recent.
*New Money: All funds deposited must be “New Money”. “New Money” is defined as funds not on deposit with Centreville Bank within the last 30 days.
| Tier | Minimum Daily Balance to Earn APY | APY |
|---|---|---|
| 1 | $10,000 - $24,999.99 | 1.40% |
| 2 | $25,000-$49,999.99 | 1.60% |
| 3 | $50,000-$99,999.99 | 1.80% |
| 4 | $100,000-$249,999.99 | 2.50% |
| 5 | $250,000-$499,999.99 | 2.75% |
| 6 | $500,000 or greater | 3.00% |
Annual Percentage Yield (APY) is subject to change without notice. Rate may change after the account is opened. Minimum deposit to open the Personal Premium Money Market Account is $10,000. A monthly maintenance fee of $10.00 will be imposed if the balance in the accounts falls below $10,000 any day of the statement cycle. Fees may reduce earnings.
| Tier | Minimum Daily Balance to Earn APY | APY |
|---|---|---|
| 1 | $2,500.00-$49,999.99 | 2.50% |
| 2 | $50,000.00-$99,999.99 | 2.75% |
| 3 | $100,000.00 or greater | 3.00% |
*The Annual Percentage Yield (APY) is accurate as of 4/30/2025. A minimum of $10,000 in "New Money" is required to open this account. The total amount deposited to open the account must be all "New Money". "New Money" is defined as money not on deposit with Centreville Bank within the last 30 days. Fees may reduce earnings. Rates may change after account is open. This is a limited time offer and can be withdrawn at any time.
| Tier | Minimum Daily Balance to Earn APY | APY |
|---|---|---|
| 1 | $2,500-$49,999.99 | 0.05% |
| 2 | $50,000-$99,999.99 | 0.05% |
| 3 | $100,000 or greater | 0.10% |
Annual Percentage Yield (APY) is subject to change without notice. Rate may change after the account is opened. Minimum balance to open the Personal Plus Savings Account is $1,000. Fees may reduce earnings. A monthly maintenance fee of $5 will be imposed if the account balance falls below $1,000 any day of the statement cycle.
| Minimum Daily Balance to Earn APY | APY |
|---|---|
| $100.00 | 0.05% |
Annual Percentage Yield (APY) is subject to change without notice. Rate may change after the account is opened. Minimum balance to open the Personal Savings Account is $25. A monthly maintenance fee of $5 will be imposed if the account balance falls below $100.00. The monthly maintenance fee will be waived if the tax reporting owner is age 18 and under or 65 and over. Fees may reduce earnings.
| Minimum Daily Balance to Earn APY | APY |
|---|---|
| $100.00 | 0.05% |
Annual Percentage Yield (APY) is subject to change without notice. Rate may change after the account is opened. A $25 monthly maintenance fee will be imposed if the daily combined balance of your deposit and consumer loan accounts falls below $25,000 any day in the statement cycle. Balances use for HELOC and HELoans is the Credit Limit or original loan amount respectively. Fees may reduce earnings.