Personal Deposit Rates

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Personal Deposit Rates  |  Business Deposit Rates  |  Mortgage Loan Rates  |  Personal Loan Rates

Certificates of Deposit1 Rates effective as of October 22, 2020
Product Min. to Open and Earn APY2 Rate APY3 Premium APY4
3 Month $1,000.00 0.25% 0.25% 0.50%
6 Month $1,000.00 0.05% 0.05% 0.30%
9 Month $1,000.00 0.05% 0.05% 0.30%
1 Year $1,000.00 0.15% 0.15% 0.40%
18 Month $1,000.00 0.20% 0.20% 0.45%
2 Year $1,000.00 0.24% 0.25% 0.50%
3 Year $1,000.00 0.35% 0.35% 0.60%
4 Year $1,000.00 0.39% 0.40% 0.65%
5 Year $1,000.00 0.54% 0.55% 0.80%
5 Year Burial Certificate $1,000.00 0.49% 0.50% 0.50%
IRA Certificates of Deposit (Daily Variable Rate)1 Rates effective as of October 22, 2020
Product Min. to Open and Earn APY2 Rate APY3 Premium APY4
1 Year $500.00 0.15% 0.15% 0.40%
18 Month $500.00 0.20% 0.20% 0.45%
2 Year $500.00 0.24% 0.25% 0.50%
3 Year $500.00 0.35% 0.35% 0.60%
4 Year $500.00 0.39% 0.40% 0.65%
5 Year $500.00 0.54% 0.55% 0.80%
Personal Premium Money Market Rates effective as of October 22, 2020
Tier Min. to Open Min. Daily Balance to Earn APY Rate APY3
$10,000.00-$24,999.99 $100.00 $10,000.00 0.05% 0.05%
$25,000.00-$49,999.99 $100.00 $25,000.00 0.10% 0.10%
$50,000.00-$99,999.99 $100.00 $50,000.00 0.20% 0.20%
$100,000.00-$249,999.99 $100.00 $100,000.00 0.30% 0.30%
$250,000.00-$499,999.99 $100.00 $250,000.00 0.40% 0.40%
$500,000.00 or greater $100.00 $500,000.00 0.50% 0.50%
Savings Accounts Rates effective as of October 22, 2020
Product Min. to Open and Earn APY2 Rate APY3
Personal Savings $100.00 0.05% 0.05%
Personal Plus Savings
$2,500.00-$49,999.99 $2,500.00 0.05% 0.05%
$50,000.00-$99,999.99 $2,500.00 0.05% 0.05%
$100,000.00 or greater $2,500.00 0.10% 0.10%
Checking Accounts Rates effective as of October 22, 2020
Product Interest Rate APY3
Personal Premium Checking 0.05% 0.05%

1. A penalty is imposed for early withdrawal from a CD.

2. The minimum balance to open and earn the APY. Interest is credited monthly.

3. Annual Percentage Yield (APY) are subject to change at any time without notice. Rate may change after account is opened and fees may reduce earnings.

4. Premium APY= To receive the Premium Annual Percentage Yield (APY) the tax reporting owner of the account must be an owner on a Personal Premium Checking Account (penalties for additional early withdrawals may apply).