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Personal Deposit Rates  

Effective October 11, 2017


Certificates of Deposit

 

Product Min. to Open2 Rate APY3 Elite APY4
3 Month $1,000.00 0.10% 0.10% 0.20%
6 Month $1,000.00 0.15% 0.15% 0.25%
9 Month $1,000.00 0.15% 0.15% 0.25%
1 Year $1,000.00 0.39% 0.40% 0.50%
18 Month $1,000.00 0.49% 0.50% 0.60%
2 Year $1,000.00 0.74% 0.75% 1.00%
3 Year $1,000.00 0.88% 0.90% 1.00%
4 Year $1,000.00 0.98% 1.00% 1.10%
5 Year $1,000.00 1.13% 1.15% 1.40%
5 Year Burial Certificate $1,000.00 0.49% 0.50%   ------
Certificate of Deposit Account details


IRA Certificates of Deposit (Daily Variable Rate)1

 

Product Min. to Open2 Rate APY3 Elite APY4
1 Year $500.00 0.39% 0.40% 0.50%
18 Month $500.00 0.49% 0.50% 0.60%
2 Year $500.00 1.08% 1.10% 1.35%
3 Year $500.00 0.88% 0.90% 1.00%
4 Year $500.00 0.98% 1.00% 1.10%
5 Year $500.00 1.71% 1.75% 2.00%
IRA Certificate of Deposit Account Details

 

 

Personal Elite Money Market 

 

Product Min. to Open Min. Daily Balance to Earn APY Rate APY3 Elite APY4
$10,000.00-$24,999.99 $100.00 $10,000.00 0.15% 0.15% 1.05%
$25,000.00-$49,999.99 $100.00 $10,000.00 0.20% 0.20% 1.05%
$50,000.00-$99,999.99 $100.00 $10,000.00 0.30% 0.30% 1.05%
$100,000.00-$249,999.99 $100.00 $10,000.00 0.30% 0.30% 1.05%
$250,000.00-$499,999.99 $100.00 $10,000.00 0.30% 0.30% 1.05%
$500,000.00 or greater $100.00 $10,000.00 0.30% 0.30% 0.30%
Personal Elite Money Market Account Details

 

 

Savings Accounts

 

Product Min. to Open2 Rate APY3
Solid Passbook Savings $5.00 0.02% 0.02%
Dependable Savings $100.00 0.05% 0.05%

 

Elite Savings

 

$2,500.00-$24,999.99 $2,500.00 0.15% 0.15%
$25,000.00-$74,999.99 $2,500.00 0.20% 0.20%
$75,000.00 or greater $2,500.00 0.30% 0.30%
Savings Account Details

 

 

Checking Accounts

 

Product Interest Rate APY3
Choice Checking 0.05% 0.05%
Elite Checking 0.05% 0.05%

 
Checking Account Details
 
 
 

Prime Rate

 

Wall Street Prime Rate 4.25%

 


 
1. A penalty is imposed for early withdrawal from a CD.

2. The minimum balance to open and earn the APY. One deposit allowed during the initial term of the CD. Interest is credited monthly.

3. Annual Percentage Yield (APY) are subject to change at any time without notice. Rate may change after account is opened and fees may reduce earnings.

4. Elite APY= To receive the Elite Annual Percentage Yield (APY) the tax reporting owner of the account must be an owner on an Elite Checking Account (penalties for additional early withdrawals may apply).